Yes — but you’ll need to show consistent income over time. Lenders typically ask for two years of tax returns and profit-and-loss statements to verify earnings. While the process can be slightly more detailed, self-employed buyers have plenty of loan options available. Working with a lender experien

Property disclosures inform buyers about known issues that could affect a home’s condition or value — things like roof leaks, foundation repairs, or previous flooding. Sellers are legally required to provide these details to promote transparency. Reviewing disclosures carefully helps buyers make inf

Pre-qualification is an initial estimate based on self-reported income and credit details, while pre-approval involves a lender verifying your documents, income, and credit score. Pre-approval carries much more weight in negotiations since it shows you’ve been financially vetted. In today’s competit