Yes, many buyers successfully purchase homes while carrying student loans. Lenders evaluate your debt-to-income (DTI) ratio—the portion of your income that goes toward debt payments—to ensure you can manage a mortgage comfortably. Paying down balances and maintaining a strong credit score helps offs

Most agents are compensated through commissions paid at closing, typically as a percentage of the home’s sale price. The seller usually covers both the listing agent’s and buyer’s agent’s commissions from the proceeds. This structure means agents are incentivized to help clients achieve the best pos

An appraiser provides an independent, objective opinion of a home’s market value—primarily for the lender’s protection. They analyze recent comparable sales, property condition, location, and market trends. Appraisals help prevent over-lending on overpriced properties. While they can sometimes diffe