Pre-qualification is an initial estimate of what you might be able to borrow based on self-reported financial information. It’s a quick first step but not a firm commitment from a lender. Pre-approval, on the other hand, involves a full review of your credit, income, and assets — providing a verifie

A deed is a legal document that transfers ownership of real estate from one party to another. It includes the property’s description, names of the buyer and seller, and is signed and recorded in public records. There are different types of deeds — warranty deeds, which guarantee a clear title; and q

The property title is the legal right to own, use, and transfer a piece of real estate. When you purchase a home, the title passes from the seller to you, recorded officially with the county. A title search ensures that there are no liens, ownership disputes, or legal claims that could interfere wit