Blog > Why Do Mortgage Rates Differ From Lender To Lender?

Why Do Mortgage Rates Differ From Lender To Lender?

by Gordon Hageman

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Each lender has different cost structures, investor relationships, and risk assessments, which lead to varying rate offers. Credit score, loan type, and down payment also influence the final rate. That’s why it’s wise to compare multiple lenders before locking in. Even a small rate difference can save thousands over the life of a loan.

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Gordon Hageman

Gordon Hageman

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