Blog > Where Are Real Estate Interest Rates Headed?
Interest rates follow inflation and monetary policy more than anything else. Based on years of watching rate cycles, my view is that rates will likely moderate as inflation eases, but not return to historic lows. Lenders and economists expect a “new normal” where rates remain higher than the ultra-low environment of the 2020s. For buyers, this means focusing on long-term affordability rather than waiting for perfect conditions. Refinancing later remains an option, but the key is finding a home that fits your lifestyle and budget today.
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