Blog > What Is Home Equity and How Can It Be Used?

What Is Home Equity and How Can It Be Used?

by Gordon Hageman

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Home equity represents the portion of your property you truly own—the difference between your home’s value and your mortgage balance. It can grow through market appreciation and principal reduction. Homeowners can leverage equity through refinancing, home equity loans, or lines of credit for renovations, education, or investment. Using equity wisely can strengthen financial stability, but overleveraging can create risk. Managed strategically, it’s one of the most powerful wealth-building tools real estate provides.

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Gordon Hageman

Gordon Hageman

+1(480) 498-3334

CEO/Associate Broker

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