Blog > What Are Closing Costs Made Up Of?
Closing costs cover the various services required to finalize a home sale. They typically include lender origination fees, title insurance, escrow charges, appraisal fees, and prepaid property taxes or homeowners insurance. Costs usually range from 2% to 5% of the purchase price. Buyers can often negotiate some of these costs or receive credits from the seller depending on market conditions. Reviewing a loan estimate early in the process ensures transparency and helps prevent last-minute surprises.
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