Blog > Can I Buy a House With Student Loan Debt?
Yes, many buyers successfully purchase homes while carrying student loans. Lenders evaluate your debt-to-income (DTI) ratio—the portion of your income that goes toward debt payments—to ensure you can manage a mortgage comfortably. Paying down balances and maintaining a strong credit score helps offset the impact of student loans. With the right strategy, student debt doesn’t have to delay homeownership; it just requires careful planning.
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